Springfield, MO 65804
Branson, MO 65616
Carthage, MO 64836
Financial & Insurance
We accept all Dental/ Orthodontic Insurance Plans. We are a Preferred Provider for Aetna, Delta and MetLife.
Our office will handle all of your insurance needs. We will file your insurance for you and we will adjust your payment plan accordingly. In other words, we will deduct your insurance benefits from the full fee and have the benefits paid to Dr. Allai which in turn will alter your down payment and monthly payment. This is a unique service that Dr. Allai provides.
How does orthodontic insurance work? There are many different agreements between insurance carriers and their subscribers, and each contract provides a different benefit. However, orthodontic insurance generally differs from regular dental insurance in that each insured individual usually has a lifetime maximum benefit for orthodontic services. This benefit is paid as a percentage of the orthodontic fee (diagnostic records, initial fee, monthly payments, etc.) until the benefit maximum has been reached. Charges for lost or broken appliances may not be covered by insurance.
How does this office assist you with insurance? For your convenience we will gladly assist you in submitting both predetermination and initial insurance claims pertaining to charges for care rendered in our office. However, please be aware our primary financial relationship is with our patients or their families and not with their respective insurance companies. Final responsibility for collection of benefits from your insurance company rests with the insured party. Our professional services are rendered and charged directly to the patient or their family and they are responsible for payment of all fees incurred.
Guidelines we follow: Know what your benefits are before treatment starts. If desired, we will submit a pre-treatment claim for determination of benefits for you. For your convenience, we will accept payments from your insurance company. Such payments will be credited accordingly to your account. If your company requires verification of continuing treatment, you may send them a copy of your cancelled checks or cash receipts. If your insurance carrier provides a form for verification of continuing treatment, we will be glad to complete the signature portion. Please note that if there is a change in employment status, the insurance may be cancelled. In these instances these unpaid fees will be worked into the payment contract immediately.